28. Provisions

Provisions are recognised when TMF Group has a legal or constructive obligation arising from past events. It is probable that an outflow of resources will be required to fulfil this obligation, and the amount can be reliably estimated.

Provisions are measured at the present value of the expected expenditure required to fulfil the obligation, using a pre-tax rate that reflects the current market's assessment of the time value of money and the obligation-specific risks. Any increase in the provision due to the passage of time is recognised as an interest expense.

In millions of euro

Legal

Employee benefits

Dilapidation

Other

Total

Balance at 1 January 2024

3.4

5.1

3.0

2.0

13.5

Acquired through business combinations

-

0.8

-

-

0.8

Charged to the income statement:

- Additions

0.3

3.2

0.7

0.6

4.8

- Exchange differences

-

0.1

0.1

-

0.2

Released/Used during the year

(3.0)

(2.6)

(0.3)

(0.8)

(6.7)

Balance at 31 December 2024

0.7

6.6

3.5

1.8

12.6

In millions of euro

Legal

Employee benefits

Dilapidation

Other

Total

Balance at 1 January 2025

0.7

6.6

3.5

1.8

12.6

Acquired through business combinations

-

0.9

-

-

0.9

Charged to the income statement:

- Additions

0.1

2.3

0.5

0.1

3.0

- Exchange differences

-

(0.6)

(0.3)

(0.1)

(1.0)

Released/Used during the year

(0.3)

(1.3)

(0.5)

0.3

(1.8)

Balance at 31 December 2025

0.5

7.9

3.2

2.1

13.7

In millions of euro

31 December 2025

31 December 2024

Non-current

10.5

9.1

Current

3.2

3.5

Total provisions

13.7

12.6

Legal

These legal provisions relate to legal cases involving TMF Group subsidiaries. The amount provided relates to the expected costs and damages incurred in these cases.

Employee benefits

The provision for employee benefits mainly relates to long-term jubilee and anniversary benefit schemes.

Dilapidation

The dilapidation provision relates to the expected costs of dilapidations with respect to the lease of office buildings. Whether or not the provision is used depends on the lease term of the office buildings.